PRODUCTS

SENTINEL PLANsm NEW VANTAGEsm LIFE INSURANCE

The New Vantagesm plans are designed to be issued quickly with less intrusive underwriting so you can put protection in place for your loved ones that will help pay any final expenses such as funeral costs.  We do not require medical examinations and our streamlined application can be completed in a few minutes by answering a few “yes/no” health questions. 
We offer three Final Expense plans:
 
New Vantage I
A whole-life insurance policy designed for individuals in good health.  Once issued, it provides immediate full coverage, with benefits that will never decrease and premiums that will never increase (as long as premiums are paid on time).  This policy builds cash and loan values.

There are multiple plan types available that allow each policyholder to choose which fits their situation best:
Full Pay – Premiums are paid for the life of the policyholder
Single premium – Only one payment is required
10-Pay – Premiums are paid for ten years, after which the policy becomes paid-up
20-Pay – Premiums are paid for twenty years, after which the policy becomes paid-up
Paid-up at 65 – Premiums are paid until the policyholder reaches age 65 at which time the policy becomes paid-up
Paid-up at 85 – Premiums are paid until the policyholder reaches age 85 at which time the policy becomes paid-up
Depending on the plan, coverage is available for age 0 through 85. The minimum policy size is $1,000 and depending on the age at issue, the maximum policy size is $35,000. 

There are riders available for the New Vantage I plans that provide term coverage for children, additional benefits for death from accidents, and waiver of premium if an insured becomes disabled.
 
New Vantage II
A whole-life insurance policy designed for individuals with minor health issues.  It is a Graded Benefit plan that, once issued, pays a death benefit equal to 30% of face value if death occurs in the 1st policy year; 70% of face value if death occurs in the 2nd policy year; and 100% of face value if death occurs in the 3rd policy year and later.  If death occurs in the first two policy years due to an accident, the full benefit is paid.  The benefits will never decrease, and the premiums never increase (as long as premiums are paid on time).  This policy builds cash and loan values.

Coverage is available for age 45 through 85.  The minimum policy size is $1,000 and depending on the age at issue, the maximum policy size is $20,000.

New Vantage III
A whole-life insurance policy designed for individuals with impaired health.  It is a Modified Benefit plan that, once issued, pays a death benefit equal to a return of all premiums paid plus 10% interest if death occurs within the first 2 policy years.  After the 2nd policy year the full face value of the policy is payable upon death.  If death occurs in the first two policy years due to an accident, the full benefit is paid.  The benefits will never decrease, and the premiums never increase (as long as premiums are paid on time).  This policy builds cash and loan values.

Coverage is available for age 45 through 85.  The minimum policy size is $1,000 and depending on the age at issue, the maximum policy size is $15,000. 

All New Vantage Policies:

  • Come with a memorial guide for you to pass on your wishes to your family
  • Build cash and loan values
  • Are easily assignable to a funeral home if you wish
  • Provide peace of mind that your death won’t cause a financial burden for the family you leave behind

Note:  All plans are not available in all states.  Please contact an agent or the home office to inquire about availability.

SENTINEL PLANsm MEDICARE SUPPLEMENT INSURANCE
Sentinel Plansm Medicare Supplement insurance policies help pay eligible medical expenses that are not paid for by Medicare Part A and Medicare Part B.  A Sentinel Plansm Medicare Supplement insurance policy does not take the place of Medicare and there may be charges that exceed what Medicare and your Sentinel Insurance policy will pay. 

There are five Standard Medicare Supplement plans from which to select the coverage that best meets your needs.  The five plans are A, B, C, D, and F.

In addition, there are three Select Medicare Supplement plans from which to select from.  The three Select plans are C, D, and F.

To help chose the plan that is best for you please submit a request to have one of our knowledgeable agents contact you.



 
Sentinel Security Life Insurance Co. • 2121 South State Street • Salt Lake City, UT 84115 • 801-484-8514
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